Bodily Injury vs. Property Damage
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Bodily Injury vs. Property Damage
When it comes to automobile insurance policies, there are many terms used that can be hard to understand. In regards to a car accident, the terms of bodily injury and property damage are often used. If you have…
When it comes to automobile insurance policies, there are many terms used that can be hard to understand. In regards to a car accident, the terms of bodily injury and property damage are often used. If you have never been in a car wreck before, you may have no idea what these terms mean. It is essential to understand both so that you know when to file a claim and speak to a personal injury attorney.
Bodily Injury Auto Accident Claims New Orleans
The term bodily injury means that you have sustained some physical injury to the body due to the car wreck. This term will cover all areas of personal injury such as bruises, pain, cuts, abrasions, broken bones, etc.
Louisiana Property Damage Claims
The term “property damage” is referring to damage to your vehicle. It applies to any damage to the car, regardless if it can be repaired or not. When a vehicle involved in a car wreck cannot be repaired, then the term ‘totaled,’ or ‘total loss’ is used.
How Insurance Companies Handle Bodily Injury and Property Damage Claims
In general, an automobile insurance company of New Orleans will want to settle the claims of property damage quickly. However, when it comes to bodily injury claims, the companies are not so quick to offer compensation. A Louisiana personal injury attorney will tell you that when it comes to bodily injury, insurance companies do not want to pay up. They know that the cost of compensation will be much higher when compared to property damage.
The insurance company may offer you a low amount of compensation, even before you know if you have injuries from the crash. Do not speak to the insurance company and avoid taking any settlement until you speak with an experienced New Orleans personal injury attorney. You may be able to settle a property damage claim on your own, but a bodily injury issue can take time if you want to receive fair compensation.
When You Need an Experienced Car Accident Attorney
A New Orleans personal injury attorney can review the details of your car accident, including any information you have for bodily injury and property damage. If you have a case, then a claim will be filed so that you can receive fair compensation.
If you or a loved one has been in a car accident and bodily injury took place, call our New Orleans office to have your case reviewed. With an experienced New Orleans car accident attorney by your side, you have a better chance of winning your case. Call us at 1-800-899-7102
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We offer a free consultation for any person who contacts our New Orleans office with a potential personal injury case. We have no upfront retainer fees, and only collect our payment once we have successfully secured your settlement or trial award.
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Attorney Brent Cueria founded the Cueria Law Firm, L.L.C. located in New Orleans, in order to focus on the representation of injured individuals, where his true passion is. Mr. Cueria uses his past experience to diligently advocate for the injured and disabled clients he now represents against the insurance companies.
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There are many factors that can affect the outcome of your case, but time is often the most important. Call Cueria Law Firm today to speak to an attorney about your claim, and get started on the path to physical, emotional and financial recovery.
The team at Cueria Law Firm is here to assist you in all steps of your case - setting up doctor's appointments, starting an insurance claim, requesting a rental car, and more. We understand life after an accident can be overwhelming, but you aren't going through it alone.