louisiana insurance company tactics

Insurance companies portray themselves as your friend, someone who will always be there for you. In truth, you spend many years dutifully paying your insurance premiums only to end up spending countless months or years wrangling for each dollar. Hidden in the never-ending pages of fine print is a multitude of loopholes created to reduce or avoid your auto insurance claim.

Brief History of CNA Financial Corp.

Headquartered in Chicago, Illinois, CNA Financial Corp. was founded in the year 1897 with the name Continental Assurance Company of North America. After a merger with Metropolitan Accident Company, they acquired National Fire Insurance Company and American Casualty Company. Today, their primary focus is on commercial insurance only.

Claims are managed through different departments depending on the policy type. Claims can be submitted over the phone or through the CNA Financial Corp. website.

Reasons for Auto Accidents

Auto accidents can be a traumatic experience for anyone, and there are a variety of factors for their cause. Some common reasons for auto accidents are listed below:

  • Today, many auto accidents are caused due to distracted driving. In our multi-tasking society, a significant amount of time is spent behind the wheel talking on the phone, texting, eating, messing with the GPS or radio, and even reading. Despite bans across the United States against texting, distracted driving is one of the leading reasons for auto accidents in the country.
  • Driving under the influence of alcohol or drugs is a serious cause of automobile accidents. Reaction times, in addition to the ability to focus, are impaired due to alcohol or drugs, including some over-the-counter or prescription medications.
  • A large number of auto accidents are due to speeding and the inability to stop quickly during an emergency.
    Driver fatigue is another reason for auto accidents. More than 100,000 crashes occur each year due to driver fatigue according to NHTSA.

No matter what the cause, it is imperative that you speak with an experienced Louisiana accident attorney as soon as possible following an accident. A skillful lawyer understands the process of filing a claim through an insurance company and how complex it can be. Ensure your rights and interests are protected by contacting Cueria Law Firm, L.L.C. today for a free consultation.