Most people are surprised and shocked after an accident to find out their insurance company is nothing like it is portrayed in commercials or other advertisements; even though they faithfully paid their premiums every month. We are overwhelmed with insurance commercials telling us time and time again how they will “be there” for us when we need them. However, the truth is countless insurance companies make it tough for a claimant, trying to pay as small as possible and delaying payment. Furthermore, many insurance companies argue the severity of your injury, requesting medical records from before your accident, or asking you to give recorded statements (even though you are not obligated to do so, and more importantly, you should never give any statement before speaking to a New Orleans car accident attorney).
Moreover, due to not being in their best interest, your insurance provider will not help you with your claim. Every time, their bottom line comes before your best interest. You may be filing a claim on your own insurance if you were hit by an underinsured/uninsured driver; you may learn your own insurance company is even more uncooperative. The most important thing to consider is you must not expect any insurance company to be your buddy, or put your best interests before theirs, or stand in your corner after a car accident. You can, however, rely on a Louisiana personal injury lawyer to fight for you and your future.
National General Holdings Corp.
National General Insurance formerly known as GMAC, was founded in the year 1920 and is a nationwide insurance provider. With a headquarters in Winston-Salem, North Carolina, they have more than 3,500 employees in the United States. Insurance policies offered by National General provide the same coverage as most major insurers.
Reasons for Auto Accidents
Anyone involved in an auto accident understands how traumatic it may be. Reasons for auto accidents are many, with some of the most common listed here:
- More and more, distracted driving plays a key role in motor vehicle accidents. We are a society that multi-tasks, spending a substantial amount of our time behind the wheel, talking on the phone or with other passengers, eating, texting, messing with the GPS or radio, reading, or even applying makeup. Despite bans across the United States against texting, distracted driving is one of the top reasons for auto accidents in the country.
- Another reason for the auto accident is driver fatigue. Driver fatigue is a cause of approximately 100,000 auto accidents each year according to the NHTSA. Fatigues drivers can misjudge traffic, slower reaction times, and can drift in and out of traffic lanes.
- Inclement weather conditions, such as snow, ice, heavy rain, dense fog, and high winds.
- Driving under the influence of alcohol or drugs is a major reason for auto accidents. In the United States, a person dies every 51 minutes in an automobile accident that is alcohol-related.
How a Louisiana Personal Injury Attorney Can Help Following an Accident
No matter the reason for your car wreck, it is important that you speak with a Louisiana personal injury attorney as soon as possible. An experienced car accident lawyer can ensure your rights are protected when filing an insurance claim and that you receive needed medical treatments. We care about your best interests and stand in your corner.
For more information regarding personal injury claims, call or email us today.