louisiana insurance company tactics

An automobile accident is often times a disturbing experience, no matter how vast the damage and injuries. Dealing with an arduous or uncooperative insurance company can make matters even worse. Unfortunately, it is common for car accident victims to a receive a small settlement offer from an auto insurance company and then be transferred around to numerous claim adjusters. To ensure you do not receive an insufficient settlement from an insurance provider, consider contacting a Louisiana personal injury lawyer. But, if like many other Americans, you are insured by South Farm Bureau Casualty Insurance Group, take advantage of their many online resources to simplify the claim process.

Southern Farm Bureau Casualty Insurance Group History

Southern Farm Bureau Casualty Insurance Group was founded in the 1940’s by farmers in several states who shared a common vision for greater insurance rates and better member services. In the years 1950, Louisiana Farm Bureau joined them as well. Farm Bureau is a financial and insurance services company that is driven by memberships. In addition to their many tools online, customers can track the status of their claims. Policyholders can choose their own repair shop or have their repairs made through a Preferred Auto Repair Shop program where they are guaranteed for life. The accident will be investigated and the vehicle inspected by an insurance adjuster to determine the settlement offer.

After an Accident

To understand how Farm Bureau compensates their customers following an accident, you need to learn about general and special damages. Special damages are easily calculated and include such things as loss of earnings, medical expenses, and vehicle damages. Special damages include past and future losses. General damages are more complex to calculate and include pain and suffering. To determine what you receive for general damages, a multiplier may be added to your general damages by Farm Bureau, based on the severity of your injuries, recovery time, the seriousness of the crash, circumstances of the accident, as well as other factors. Many insurance companies utilize a software program to calculate a number of settlement offers.

If you were involved in an auto accident, first and foremost, check for injuries in your vehicle and other vehicles. Next, call 911 as soon as possible. If able, move your vehicle to the side of the road. The police will likely gatherer notes at the scene of an accident, it is important you gather details also. Some details include name and address of another driver, license number, insurance information and policy number. Following an accident, ensure your car receives any additional damage, this can be problematic for your claim.

If you were a victim of a mobile vehicle accident, you can possibly be entitled to a financial settlement if you received a physical injury and incurred medical expenses. However, be cautious with what you give or say to the insurance provider as their best interests are put above yours. Contacting a knowledgeable personal injury attorney can assist you will navigating the claim process and assess your case. Auto insurance companies in most cases are eager to settle claims for much less than they are worth. Speaking with an experienced personal injury lawyer can help obtain a satisfactory resolution to your vehicle accident.

Speak to us today for a free consultation about your personal injury case.