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Lyft and Contingent Collision & Comprehensive Insurance Attorneys Louisiana

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Lyft and Contingent Collision & Comprehensive Insurance Attorneys Louisiana

Uber and Lyft are two of the most common rideshare companies in the United States today. These services offer many benefits to both passengers and drivers in almost every city in the country. As a driver with one of these…

Uber and Lyft are two of the most common rideshare companies in the United States today. These services offer many benefits to both passengers and drivers in almost every city in the country. As a driver with one of these rideshare companies, there may be many questions about insurance and liability in the unfortunate event of an accident. The New Orleans attorneys at Cueria Law Firm can help.

When is a driver covered under Lyft’s insurance policy? What does Contingent Collision and Comprehensive coverage mean for rideshare drivers?

The experienced personal injury attorneys at Cueria Law Firm understand how complicated auto insurance can be for Lyft drivers. Our attorneys have worked with many clients to help them understand their rights and determine if they are eligible for financial relief after an accident. They have helped rideshare drivers like yourself understand Lyft’s contingent collision and comprehensive insurance policies to determine the best course of action in the event of a car accident.

Ridesharing with Lyft

Lyft provides passengers with a convenient and affordable way to travel locally. With the simple click of a button on a smartphone, customers can quickly and easily connect with a local driver who will provide door-to-door service. The rates for Lyft rides are often less expensive than those of a taxi, depending on the presence of surge rates. Riders no longer need to worry about finding an available cab when they need a ride. They can just schedule a ride directly on their smartphones whenever they are ready.

The rideshare service also offers another vital function for communities. Lyft provides a valuable source of income for over 1 million drivers throughout the United States and Toronto. With a relatively low barrier to entry, drivers can use their personal vehicles to earn money on rides they complete. They can work as much or as little as they want, giving many people an opportunity to make extra income as a second or even third job.

Automobile Insurance While Driving for Lyft

But with the popularity of driving for a rideshare service like Lyft, there are many questions about automobile insurance and which party would be liable in the event of an accident. When does Lyft’s insurance cover the driver? What additional insurance should drivers carry to protect themselves in an accident while driving for Lyft?

A complete understanding of the insurance protection provided by Lyft is critical for new and experienced drivers alike. The coverage can be summarized as follows:

The driver is not in “driver mode.”

This means that the driver does not have the Lyft app turned on and is unable to accept any rides. In this case, Lyft does not provide any coverage. The driver is only protected by his or her personal automobile insurance.

The driver is in “driver mode” but has not been matched with a rider.

In “driver mode” drivers are available to pick up passengers. Drivers who are in “driver mode” and have not yet been matched to a rider, are covered under Lyft’s contingent liability coverage if the driver’s personal automobile insurance will not provide coverage.

According to Lyft’s Insurance Policy, the contingent liability insurance policy has a $50,000 maximum for bodily injury per person, $100,000 maximum limit per accident, and a $25,000 maximum limit for property damage with no deductible.

The driver has accepted a ride.

As soon as a driver accepts a ride, Lyft’s liability coverage begins. It provides a $1 million per accident limit. This coverage lasts from the time a driver accepts the ride to the time the driver ends the ride in the Lyft app.

Contingent Collision & Comprehensive

Lyft also offers contingent collision and comprehensive insurance policies to drivers who already carry collision and comprehensive policies on their personal insurance policies.

Collision covers damage to your vehicle that was the result of an accident. Comprehensive covers damage to your vehicle from non-accident events such as fire, weather, or theft. For both of these policies, there is a $2,500 deductible.

If you are a driver for Lyft and have questions about contingent collision and comprehensive insurance policies, give the New Orleans attorneys at Cueria Law Firm a call. They can help you understand your rights and guide you through the confusing insurance claim process after a car accident while driving for Lyft.

Our attorneys will fight for you after an accident and work to get you the financial relief you deserve.


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We offer a free consultation for any person who contacts our New Orleans office with a potential personal injury case. We have no upfront retainer fees, and only collect our payment once we have successfully secured your settlement or trial award.

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Awards & Honors

Attorney Brent Cueria founded the Cueria Law Firm, L.L.C. located in New Orleans, in order to focus on the representation of injured individuals, where his true passion is. Mr. Cueria uses his past experience to diligently advocate for the injured and disabled clients he now represents against the insurance companies.




  • $2,000,000

    Hotel Premises Liability Settlement

  • $1,500,000

    Automobile Accident Settlement

  • $1,250,000

    Tractor Trailer Injury

  • $475,000

    Jones Act Seaman Injured in Oil Spill

  • $475,000

    Jones Act Seaman Orthopedic Injury

  • $400,000

    Passenger in Truck Crash Trial

Positive Client Reviews

Mr. Brent and his team his paralegals were very helpful in every step of the processes involving my legal dispute.They were completely understanding in every part of this.I am very thankful for them.
brandon newton
brandon newton
21:43 26 Sep 19
Had a Great experience. These guys are great and fast. They are on it. Y’all need to check out this law firm. Check them out u won’t be sorry but you will get a fair settlement because they are fair people. Been hurt??? Don’t wait. Call them today and let them litigate...
carolyn clay
carolyn clay
20:56 18 Jul 19
Brent is very professional and easy to work with. He made sure I was taken care of better than I expected. Very nice man and great team!
Kristin Marks
Kristin Marks
19:45 29 May 19
Mr. Brent Cueria does an amazing job! He was always available for any questions or concerns that I had. There was never a moment that he wouldn't take the time to help me out and keep me updated on the process of my case! A great attorney and an amazing guy!
Kevin Byrd
Kevin Byrd
15:59 08 May 19
Awesome caring firm that puts the clients needs first always. Brent was an exceptional lawyer and good person. I highly recommend Cueria Law Firm.
Cat D
Cat D
14:19 24 Apr 19
I had a good experience with this firm. The staff was professional and protected my personal interest. I would definitely recommend them.
Tameka Lewis
Tameka Lewis
22:35 07 Feb 19
Mr. Cueria was amazing, helped me beyond my expectations, they answer the phone and respond promptly to their clients. Very easy going, respectful, and professional.
April Washington
April Washington
21:59 10 Jan 19
Very nice reliable law firm... we really had good experience with him. And we are really thankful. I recommend him to everyone.
Salwan Ibrahimi
Salwan Ibrahimi
22:43 08 Nov 18
Mr. Brent is a great personal injury attorney as well as a caring attorney. He is always available to talk and answer all our questions. Mr. Brent does not take you on as just a client. He treats you like family.
Rashonda Matthews
Rashonda Matthews
17:11 01 Nov 18
The BEST in New Orleans!! I came into this office not knowing what would be the outcome of my case, and Brent assured me he got this! A big thanks to him and his staff for all your hard work!! I’m telling you if you need someone to represent he’s definitely the guy to call!! Love you guys! Until next time !😁
Allison Johnson
Allison Johnson
15:40 11 Oct 18
Highly recommended!! He’s a very caring attorney!! Gets the job done!!
Juju Giambe
Juju Giambe
21:14 22 Mar 18
Great experience. Very professional and personal at the same time. Highly recommended.
Hortense Ambrose
Hortense Ambrose
17:33 05 Mar 18
Mr. Cueria is very professional and works hard to assure that you received the best of outcome possible. Mr. Cueria and his staffed worked diligintly to give me the best settlement possible. I was very satisfied. -
Erica Ross
Erica Ross
13:17 07 Feb 18
I Love Mr. Brent. They handle me with tender loving care
Shannan Holmes
Shannan Holmes
08:55 30 Jan 18
This was my first experience ever having a lawyer and I was very grateful and it was very pleasant. Everything worked out for the best and I would definitely recommend Brent.
Lionel Vicknair
Lionel Vicknair
16:06 07 Dec 17

Talk to an Injury Attorney in

There are many factors that can affect the outcome of your case, but time is often the most important. Call Cueria Law Firm today to speak to an attorney about your claim, and get started on the path to physical, emotional and financial recovery.

The team at Cueria Law Firm is here to assist you in all steps of your case - setting up doctor's appointments, starting an insurance claim, requesting a rental car, and more. We understand life after an accident can be overwhelming, but you aren't going through it alone.

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