If you have been involved in a rideshare accident, the experienced New Orleans attorneys at Cueria Law Firm may be able to help you get the compensation you deserve for your property damage or injuries. Our attorneys understand the complicated insurance claims process involving popular rideshare companies like Uber and can make sure you know your rights after an accident in Louisiana.
The Growth of the Rideshare Industry
Ridesharing has become a very popular way to travel in cities across the country. It is estimated that there are 2 million Uber drivers and 65 million riders worldwide. An Uber Product Manager has stated that Uber drivers around the world spend approximately 8.5 million hours on the road each day.
In Louisiana, there are more and more rideshare drivers every day. This growing industry brings additional opportunities for people to earn extra money by using their personal vehicles to drive passengers. It also provides a convenient and often more affordable alternative for people who want to get around their communities.
Despite the popularity of Uber, there are some downfalls to having many new rideshare drivers on the roads. Drivers are required to utilize the Uber app while driving which can result in high rates of distracted driving among Uber drivers. Both full-time and part-time drivers may drive even when tired because they rely on the extra income that driving brings them. When they are not on the road, they are not making money.
The rapid growth of this industry and the sheer number of rideshare drivers on the road introduces new questions regarding safety in the event of an accident. If you have been involved in an accident in an Uber or another rideshare vehicle, it is essential that you contact an attorney who is well-versed in the laws regarding rideshare companies. Our attorneys at Cueria Law Firm have helped many people in Louisiana understand their rights after an accident and get the compensation they are entitled to based on their injuries and property damage.
What Happens After an Uber Accident
The most complicated part of being involved in an Uber accident is understanding the insurance coverage available to the drivers, passengers, and other motorists or pedestrians involved. Uber’s insurance includes a $1 million liability policy as well as uninsured/ underinsured motorist coverage. The availability of this coverage depends on the “period” in which the event took place. Uber considers three “periods” when deciding the eligible coverage.
Period 1: The Uber app is on, and the driver is waiting to receive a rider. During this period, the driver is covered by Uber’s limited liability policy of $50,000 injury per person, $100,000 total, and $25,000 property damage. The driver must have their own personal insurance policy to provide their primary coverage. Drivers can utilize Uber’s limited liability policy in the event that their personal insurance carrier does not offer coverage.
Period 2: The Uber driver has been matched with a rider and is traveling to the pickup location. Uber generally provides up to $1 million of total liability coverage, $1 million of UM/UIM, and full coverage of vehicle damages with a $1,000 deductible during this period. If you were involved in an accident during period two, it is recommended that you contact an attorney who is experienced in handling Uber accident claims.
Period 3: A passenger is in the car and en route to the destination. The same coverage applies as period two. In the unfortunate event of a collision during this period, it is often easiest to prove that the driver was in fact driving in period three. This can be very useful to support a driver or passenger’s claim.
Steps You Should Take After an Accident with Uber
Rideshare drivers and passengers should be aware of what to do in the case of a crash, especially if the accident has resulted in an injury. If you have been involved in an automobile accident, there are several necessary steps you must take to be sure that you are protecting yourself.
Check yourself and others involved for any injuries.
Like in any accident, the well-being of those involved is of the utmost importance. If there are injuries, contact the appropriate authorities as soon as possible. Call the local police, and they can contact emergency medical personnel.
Document the accident and the accident scene.
Gather evidence that can be used by your attorney in your claim. Using your smartphone, take photos of the damage to vehicles, injuries to motorists or pedestrians, or any other property damage that occurred. Talk to witnesses who observed the scene and ask if you can use their statement in your claim.
Collect information from those involved.
As you would in any accident, it is imperative to get the insurance, contact, and license information from the other motorists involved. Make sure that the contact information is current so your insurance company or attorney can get in touch with them if needed.
Contact Uber and report the incident.
If you were the driver or passenger in the Uber that was involved in the accident, contact Uber directly through the app and report the event. They will take down basic information about the incident and a representative from Uber, or their insurance carrier will contact you right away. As a driver, note that Uber often disables the accounts of drivers involved in accidents until the claim has been settled.
How We Can Help
Our personal injury attorneys at Cueria Law Firm in New Orleans have assisted many people just like you who have been involved in an accident in an Uber vehicle. Contact our office today and talk with one of our professional personal injury attorneys to determine if you are eligible for compensation.