Many companies throughout the country rely on vehicles to accomplish tasks for their business. Whether only one vehicle or a fleet, a commercial auto policy is needed. Companies that do not own cars, but rents or utilizes vehicles owned by their employees to make sales calls or deliveries, still require insurance policies. Often, commercial auto policies are more costly than personal auto policies due to the higher liability that businesses carry.
Commercial auto insurance is expected to cover the costs related to damages that resulted from a collision. However, insurance companies are businesses themselves that aim to earn profits and will look for reasons to deny your claim. While some insurance claim denials are valid, others are founded on technicalities or are unfairly rejected for the sole purpose of financial gain.
Founded by James Batterson in 1864, Travelers Companies Inc., became the first United States insurance company to offer more than one type of insurance coverage. The red umbrella logo was introduced in 1960 to symbolize protection. With more than 30,000 employees and 20,000 brokers and agents in the United States, Canada, Ireland, the United Kingdom, and Brazil, Travelers provides insurance for both individuals and businesses.
First and foremost, check for injuries in your vehicle and other vehicles involved in the accident. As soon as possible, contact the authorities. Following the accident, the police will take down some information. You must gather some as well. The information may include the name, address, insurance company, and policy number of the other driver.
If you or your employee is involved in an accident, it is vital to contact a knowledgeable auto accident attorney as soon as possible. They can ensure your rights are protected.
For a free consultation, call or email Cueria Law Firm, L.L.C. today.